PIYOPAY delivers enterprise-grade payment infrastructure — DMT, AEPS, Micro ATM, BBPS and more — through India's largest distributor-retailer network. Secure, scalable, RBI-compliant.
PIYOPAY bridges the gap between financial infrastructure and the masses — enabling every corner shop, kirana store, and CSP agent to offer bank-grade digital payment services.
Built for India's unique digital payment ecosystem — from tier-1 cities to the remotest villages — with enterprise-grade reliability and compliance at every layer.
12+ financial services under one platform — built for speed, compliance, and maximum uptime.
Send money instantly to any bank account in India. Inter-bank transfers, IMPS-powered, with real-time confirmation and robust retry mechanisms.
IMPS / NEFTAadhaar Enabled Payment System for cash withdrawals, balance inquiry and mini statements using biometric authentication at the point of service.
BiometricDeploy portable Micro ATM terminals at retail points for card-based cash withdrawals and account access — no brick-and-mortar ATM needed.
Card + PINBharat Bill Payment System integration for electricity, gas, water, insurance, broadband, landline and over 200+ billers pan-India.
200+ BillersPrepaid and postpaid mobile recharges for all operators — Jio, Airtel, Vi, BSNL — with instant confirmation and best commission rates.
All OperatorsNSDL/UTI PAN card application, correction, e-PAN download and status tracking — fully digital, paperless workflow for retailers.
NSDL / UTIAadhaar-based eKYC, demographic authentication, Aadhaar Pay, and OTP-based verification services integrated across all PIYOPAY touchpoints.
UIDAI APIDTH recharge, FASTag top-up, insurance premium payments, and EMI collection — all through a single unified dashboard.
DTH / FASTagEnd-to-end distributor lifecycle management — onboarding, wallet funding, commission tracking, performance dashboards and territory management.
EnterpriseComplete retailer management suite — activation, KYC, service enablement, performance incentives and a dedicated mobile app for field agents.
50K+ RetailersMulti-tier digital wallet system with instant fund transfers, real-time balance updates, auto low-balance alerts and secure escrow mechanisms.
Real-timeAutomated KYC pipeline with Aadhaar OTP, VKYC, document verification, liveness detection and centralized compliance dashboard for all partners.
AutomatedA four-tier model designed for scale — from central operations to the customer's doorstep.
Earn commission on every transaction processed by your retailer network. Higher network volume = higher earnings. Real-time commission dashboard.
Retailers earn service-wise commissions instantly credited to their PIYOPAY wallet. No waiting — earnings are real-time and withdrawable anytime.
T+0 settlement directly to bank accounts. Auto-reconciliation engine ensures zero discrepancies across the entire network hierarchy.
Your trust is our foundation. Every layer of PIYOPAY is built with security-first engineering principles.
A unified command center for your entire payment business — from onboarding to reconciliation.
We work with leading banks, payment service providers and technology companies to deliver best-in-class services.
Real stories from real partners across India who have transformed their businesses with PIYOPAY.
Everything you need to know about getting started with PIYOPAY.
Thousands of distributors and retailers trust PIYOPAY every day. Join them and start earning today.